MAHALAGANG mabayaran ang mga utang upang maging magaan ang buhay.
Kung hindi maiiwasan ang pangungutang katulad ng mortgage o school loan, sikaping mabayaran ang mga ito.
Kung ikaw ay may personal na utang, agad itong bayaran at ayusin ang iyong pananalapi.
At mag-ingat na hindi sumobra ang paggastos nang higit pa sa iyong kinikita.
Iwasan ang malakas na paggastos upang maiwasan ang financial problem.
ni Lady Choi
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